Free Content : Advertising :: Cheap IoT devices : Insurance

It seems very obvious to me that the latent business model of the internet was:

People put documents online, causing it to be common place for people to read a centralized copy of one document (rather than decentralized paper copies) - this led to the exisiting business of people reading things… Adverting - just with new components.

People will connect their stuff to their WiFi - causing it to be common place for…

Seems like the existing business model will be insurance that will go through a transformation - or disruption depending on how cooperative they are to new concepts.

¶Value Chain:

• Regulators
  • NAIC
    • Product Regs
    • Market Regs
    • Financial Regs
  • OEMs
    • Home Builders?
      • Connected Alarm
      • Connected Smoke/CO detectors
    • Connected toasters?
    • Auto Makers
      • Ford
      • Toyota
        • Denso
      • GM
        • Delco ?
        • Dashboard OEM for GM (Delphi)
  • Insurance Providers
    • Retailer Outfit
    • WholeSale Outfit

OEMs:

• Tesla
• Ford
• GM
• Toyota

Typical Insurance Plans:

• Vehicle
• Property
• Life
• Umbrella

All-In-One Insurance Retailers:

• State Farm
• Geico
• eSurance
• LibertyMutal
• Progressive
• Nation Wide